Waco, TX
Your 1st Stop for Student Loans
We know you’re facing some high key stress right about now, but whether you’re filling out your first application or your 101st, we’re here to help.
KNOW student lending…after all, it’s literally in our name: “University Credit”
Membership
As with all credit unions, you’ll need to be a “member” before we’re able to lend to you.But don’t fret. It’s easy. (254) 752-2797
Our Loan Products
Undergraduate/Graduate - 7.35%* - 10.68% APR Fixed**
1st University Private Student Loan
Repayment Terms: Up to 15 yearsMax Borrow Amt: $150,000Repayment Options: Immediate Repayment, Interest-Only Repayment, Deferred Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.Loan Discount Details
APPLY NOW
TRUTH IN LENDING
Undergraduate/Graduate - 7.10%* - 10.68% Variable APR**
1st University Private Student Loan
Repayment Terms: Up to 15 yearsMax Borrow Amt: $150,000Repayment Options: Immediate Repayment, Interest-Only Repayment, Deferred Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.Loan Discount Details:
APPLY NOW
TRUTH IN LENDING
Parent - 7.35%* - 11.86% APR Fixed**
1st University Credit Union Private Parent Loan
Repayment Terms: Up to 15 yearsMax Borrow Amt: $150,000Repayment Options: Immediate Repayment, Interest Only Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.Loan Discount Details
APPLY NOW
TRUTH IN LENDING
Parent - 7.10%* - 11.86% Variable APR**
1st University Credit Union Private Parent Loan
Repayment Terms: Up to 15 YearsMax Borrow Amt: $150,000Repayment Options: Immediate Repayment, Interest Only Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.Loan Discount Details
APPLY NOW
TRUTH IN LENDING
Refinance - 7.35%* - 11.72% Fixed APR**
1st University Credit Union Private Refinance Loan
Repayment Terms: Up to 15 yearsRepayment Options: Immediate Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.Loan Discount Details:
APPLY NOW
TRUTH IN LENDING
Refinance - 7.10%* - 11.72% Variable APR**
1st University Credit Union Private Refinance Loan
Repayment Terms: Up to 15 yearsRepayment Options: Immediate Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.Loan Discount Details:
APPLY NOW
TRUTH IN LENDING
To learn more, visit https://www.culink.net/student-loans
Important Information
Federal student loans permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled.
Need Help?
Contact 1st University Credit Union today and we’ll be happy to discuss your options with you.
254.752.2797
Monday: 9:00 AM - 5:30 PM CT
Routing #: 311989807
