Wilkes-Barre, PA
For over 50 years, Cross Valley FCU has worked directly with our members and their families to provide one simple thing – Opportunity. You see, we view Opportunity as a meeting ground, a familiar place where work meets well-deserved progress. A place where compassion for community meets passion for financial strength. Opportunity is a place where dreams of families are met with expert planning and proper funding. It’s where you’ll find trust, excellence and kindness.
Opportunity has a name: Cross Valley Federal Credit Union.
Because we are a SEG-Based credit union, membership is open exclusively to our “Select Employee Groups” (partnering companies) and their family members. Please see below for eligibility criteria:
You must be a current employee (full or part-time), member, volunteer, are retired from, or attend school at one of one of our
Select Employee Groups (SEGs)
.
Membership is also extended to immediate family or household members*.
* Immediate family is defined as spouse, child, sibling, parent, grandparent, or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.
Need some assistance finding a way to become a Cross Valley member today?
Call (570) 823-6836 or visit one of our convenient branch locations to learn more.
Cross Valley Federal Credit Union Private Student Loan
Repayment Terms: Up to 15 years
Repayment Options: Deferred Repayment, Immediate Repayment, Interest Only Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.
Loan Discount Details
• 0.25% discount for auto payment of principal and interest.
• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.
* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.
Cross Valley Federal Credit Union Private Student Loan
Repayment Terms: Up to 15 years
Repayment Options: Deferred Repayment, Immediate Repayment, Interest Only Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.
Loan Discount Details
• 0.25% discount for auto payment of principal and interest.
• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.
* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.
Cross Valley Federal Credit Union Private Parent Loan
Repayment Terms: Up to 15 years
Repayment Options: Immediate Repayment, Interest Only Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.
Loan Discount Details
• 0.25% discount for auto payment of principal and interest.
* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.
Cross Valley Federal Credit Union Private Parent Loan
Repayment Terms: Up to 15 years
Repayment Options: Immediate Repayment, Interest Only Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.
Loan Discount Details
• 0.25% discount for auto payment of principal and interest.
* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.
Cross Valley Federal Credit Union Private Refinance Loan
Repayment Terms: Up to 15 years
Repayment Options: Immediate Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.
Loan Discount Details
• 0.25% discount for auto payment of principal and interest.
• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.
* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.
Cross Valley Federal Credit Union Private Refinance Loan
Repayment Terms: Up to 15 years
Repayment Options: Immediate Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.
Loan Discount Details
• 0.25% discount for auto payment of principal and interest.
• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.
* Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.
To learn more, visit https://www.crossvalleyfcu.org
Contact Cross Valley Federal Credit Union today and we’ll be happy to discuss your options with you.
570.823.6836
Monday, Tuesday, and Thursday: 8:30 AM to 4:30 PM ET
Wednesday: 9:30 AM to 4:30 PM ET
Friday: 8:30 AM to 5:30 PM ET
Saturday: 9:00 AM to 12:00 PM ET