Financing your education through Y-12 Federal Credit Union means lower rates, more transparency, and having a local financial ally committed to you. College is expensive and paying for it can be stressful. Our in-school loans and education refinance loans gives you the freedom and flexibility you need to reach your goals as an undergraduate or after you leave school.
We exist for our members, and we are dedicated to this promise: Y-12 Federal Credit Union will be an innovative financial partner, transforming the lives of our members and communities by developing lasting relationships while delivering WOW experiences.
A small group of employees at the Oak Ridge National Laboratory Y-12 plant formed the credit union in June 1950. Word spread about our WOW experiences, including new ways to save, create strong futures, and achieve upward mobility. Our core values include integrity, communication, fun, continuous improvement, and collaboration.
