Austin, TX
At UHCU, we approach banking at a personal level. We believe in handshakes, going the extra mile and treating our members like people, not account numbers. We work tirelessly to help you manage your money and build the financial future you desire.
If you can answer “Yes” to any of the following requirements, you’re eligible for membership:
• I live, work, attend school or own a business in the state of Texas.
• Someone in my family is a member of UHCU.
United Heritage Private Student Loan
Repayment Terms: Up to 15 years
Max Borrow Amt: $150,000
Repayment Options: Deferred Repayment, Immediate Repayment, Interest Only Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.
Loan Discount Details:
• 0.25% interest rate reduction for auto payment of principal and interest.
• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.
*Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.
United Heritage Private Student Loan
Repayment Terms: Up to 15 years
Max Borrow Amt: $150,000
Repayment Options: Deferred Repayment, Immediate Repayment, Interest Only Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.
Loan Discount Details:
• 0.25% interest rate reduction for auto payment of principal and interest.
• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.
*Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.
United Heritage Education Refinance Loan Program
Repayment Terms: Up to 15 years
Max Borrow Amt: $250,000
Repayment Options: Immediate Repayment
This fixed rate loan provides the security of a locked-in interest rate over the life of your loan.
Loan Discount Details:
• 0.25% interest rate reduction for auto payment of principal and interest.
• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.
*Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.
United Heritage Education Refinance Loan Program
Repayment Terms: Up to 15 years
Max Borrow Amt: $250,000
Repayment Options: Immediate Repayment
This variable rate loan provides a lower rate up front that could increase or decrease quarterly.
Loan Discount Details:
• 0.25% interest rate reduction for auto payment of principal and interest.
• Cosigner Release option available after 36 consecutive, on-time payments after starting repayment.
*Including 0.25% auto pay discount.
** The lowest Annual Percentage Rate (APR) is available to the most creditworthy applicants. Your actual APR will be based on your credit qualifications, loan program, interest rate option, repayment term, repayment option and whether you elect the automatic payment feature.
To learn more, visit https://www.uhcu.org
Federal student loans permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled.
Contact United Heritage Credit Union today and we’ll be happy to discuss your options with you.
800.531.2328
Monday - Friday: 8:00 AM - 5:00 PM CT