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Austin, TX

At UHCU, we approach banking at a personal level. We believe in handshakes, going the extra mile and treating our members like people, not account numbers. We work tirelessly to help you manage your money and build the financial future you desire.

Membership Eligibility

If you can answer “Yes” to any of the following requirements, you’re eligible for membership:

• I live, work, attend school or own a business in the state of Texas.

• Someone in my family is a member of UHCU.

Our Loan Products

To learn more, visit

Important Information

Federal student loans permit borrowers in financial trouble to use certain options, such as income-based repayment, which may help some borrowers. Depending on the type of loan that you have, the government may discharge your loan if you die or become permanently disabled.

Need Help?

Contact United Heritage Credit Union today and we’ll be happy to discuss your options with you.


Monday - Friday: 8:00 AM - 5:00 PM CT

Routing #: 314977188